Executor – Step 4 – Money in and out

As the executor of someone’s will, you work through certain steps before you can distribute the ‘estate’* that they left behind.

Step 1 The Death Certificate

Step 2 Inheritance Tax

Step 3 Probate

Step 4 Collect in money and settle debts

Finally then, you will be in a position to carry out the wishes in the will.

What do you need to do to sort out the money?

Continue reading Executor – Step 4 – Money in and out

Executor – Step 3 – Probate

You are the executor of someone you care about.  You have obtained enough copies of the death certificate and you have made a payment (if needed) of Inheritance Tax.

The next step is arranging probate.

Probate gives you the legal right to deal with a person’s estate: their property, money and possessions.

At the end of this piece there is a list taken from Citizens Advice about circumstances when you may not need to apply for probate.

How to apply

Continue reading Executor – Step 3 – Probate

Hip Advisor – Dislocated Hip Precautions

The risk of dislocation after a total hip replacement is thought overall to be 2 in 100 operations.  This number changes for patient age and surgeon’s skill.

By the time I was sent home from hospital after my hip replacement, I had amassed enough information leaflets and letters to fill a ring binder. I wanted to follow all the guidance so that I get back to an active life as fast as possible; however, the advice I read about ‘Hip Precautions’ was unclear and in some places contradictory.

Continue reading Hip Advisor – Dislocated Hip Precautions

Hip Advisor – The Pain Conspiracy

When a stranger has made a nine inch cut in your thigh, rummaged around inside it, cut off the top of your femur, fastened in a metal replacement part, carried out some other renovation work and stitched the whole thing up again, it is bound to hurt afterwards isn’t it?

This happened to me on Thursday, but the fact that I am in pain has caught me by surprise.

Why on earth would it be a surprise?

Continue reading Hip Advisor – The Pain Conspiracy

Executor – Step 2 – Inheritance tax.

As executor, you do not have to arrange the funeral, however, it is likely that you will be involved.  You need a green certificate to allow a funeral to go ahead.

When the registrar issues the death certificate, they will also hand over the green certificate.  You then pass on the green certificate to the funeral director.

Inheritance tax

The next task as executor is to sort out Inheritance Tax.  You have to do this before you can start to apply for a ‘Probate’ and sort out their property, money and things they own.

You need to work out if there is Inheritance Tax to pay.

Continue reading Executor – Step 2 – Inheritance tax.

Executor. Step 1. The Death Certificate.

So, you’ve agreed to be executor for someone and now it’s happened, you have to actually carry out your promise.

Probably you are feeling wretched, as it may well be someone you care for; yet you have to think clearly and start sorting out the estate.

Continue reading Executor. Step 1. The Death Certificate.

Executor. What are you taking on?


It’s flattering if a friend asks you to be an executor for their will.  It shows that they trust you.  (It probably also means that you will be inheriting something.)

But. Do you know what you are taking on?

It is a huge responsibility with legal strings attached.  It may take up a year or more of your life.


When a person dies there are several practical things you have to do immediately, such as making sure their property is safe.  In the longer term, the detailed paperwork takes over.

Continue reading Executor. What are you taking on?

Muy yum yum

How can you tell someone that their food is fabulous when you don’t speak their language?

I can speak enough Spanish to get along, but when it comes to nuance, I’m hopeless.

The food at Al Son Del Indiano, a restaurant in western Asturias, Northern Spain, is fabulous.  I am lucky enough to be able to visit a few times a year.

After a tasting menu, I really wanted to say that the sauce with the duck was sublime, the nettle and goat’s cheese croquettes needed me to close my eyes while biting into them as they were so perfectly balanced, and that the chocolate pudding was brilliant.  But my Spanish only stretched to ‘very good’ – ‘muy bien’ – or ‘very, very good’ – ‘muy, muy bien.’ Which can feel repetitive and inadequate after each course.

At the end of the meal, I was, however, helped by Ines, the sparkling member of the team that speaks a few words of English.

As she was pouring a coffee, she asked ‘Yum yum?’

So in my best Spanish I replied,

‘Si, muy yum yum.’

To My Executor

Photo by Melinda Gimpel on Unsplash

Have you written a will and asked someone to be your executor? If you have, do you know quite what a huge ask that is of someone?

Have you been asked, by someone you are close to, to be an executor of their will? Assuming you said yes (as it is a privilege to be asked), do you know quite what a huge ask it is?

Continue reading To My Executor

Private Water Supply – The Risk Assessment

Our home’s water doesn’t come from the mains. It comes from a spring on a nearby hillside. So I can tell people I only ever bathe in spring water.

Under the house there is a pipe from the spring that feeds a large water storage tank that is attached to filters and a UV lamp. Finally a noisy pump drives the water up to the taps and toilets. It works well, except in a very cold winter (such as 2017-18) when the pipes running down the hill freeze and in a very hot summer (such as 2018) when the spring dries up.

I like not paying water rates though.

When we bought the house, nothing untoward came up in the solicitor’s searches, despite the spring sitting on land that someone else owns. Other potentail problems could have been: the other tanks up the hillside, that collect the water from the spring are hard to find in the brambles and undergrowth; the water pipes go up and over a canal and then pass through yet another person’s land and the one spring feeds three homes. And yet nothing untoward came up in the searches.

One day recently, a letter arrived from the district council with The Private Water Supply Regulations 2018 written in bold as the heading. (I’ve hyperlinked it for you.)

If you click on the link, perhaps, like me, you’ll find the regulations are almost unreadable, it’s like someone has marked the homework of whoever wrote The Private Water Supply Regulation 2016, but then no-one bothered to write up the corrected version. If you have found a readable version of the 2018 regulations, please could you let me know?

The 2018 regulations came into effect in July 2018 and it appears to be these that prompted the council into getting in touch.

The letter from the council gave a date and time for a risk assessment at water supply and said they would be charging us £300 for it.

When I spoke to the other two neighbours who share the water supply, about the letter, neither had received it.

When I talked to the council, they said that as I was lead household, the letter comes to me first. They don’t know why I’m the lead household. They said that letters would be coming out to the neighbours soon. They haven’t.

So the date for the risk assessment was agreed on.

I’ll tell you about what happened in the visit in the next post about our private water supply.